In today’s fast-paced world, checking your account balance remotely is easier than ever. If you bank with First Bank, this guide will teach you how to check your First Bank account balance through different methods.
Monitoring or keeping an eye on your bank transactions or savings is crucial. It helps you manage your spending and also detect any fraudulent activity by unauthorized parties.
First Bank Nigeria has made it simple and convenient for account holders to check their balances online, anytime and anywhere, without needing to visit a branch. Here are the different ways you can view your account balance:
How to Check Your First Bank Account Balance
1. USSD: The Most Dynamic Method
This is the simplest method for retrieving your account balance from First Bank’s database using a short customized code. You don’t need a smartphone or internet connection. Any phone will work, whether it’s a regular feature phone, Android, or iPhone. The code to use is *894*00#. Here’s how it works:
1. Open your phone’s dialer.
2. Dial 894*00#.
3. Press “OK” or “Send.”
Wait a few moments, and you will receive a message with your current balance.
2. FirstMobile App To Check Your Account Balance
If you have a smartphone or iPhone, the First Bank Mobile App not only allows you to check the available balance in your account but also provides more options. The FirstMobile app is more interactive and user-friendly than the USSD method but requires an internet connection.
To get started, download and install the First Bank mobile app. For Android users, you can download the app from the Google Play Store, and iPhone users can get it from the Apple App Store.
Once installed, launch the app. If it’s your first time, you’ll need to set up your account by clicking on “Register.” Follow the instructions to complete the process, which usually involves entering your ATM card number and PIN to set up your five-digit mPIN.
After setting up, log in using your mPIN. Your account balance will be displayed immediately on the screen.
3. FirstOnline or Online Banking
With FirstOnline, you can check your account balance and access more services than the FirstMobile app offers. In essence, FirstOnline gives you comprehensive control over your account management.
To start using FirstOnline, visit any First Bank branch to set up your login username and password. Once these credentials are sent to your email, you can visit the First Bank website.
1. Go to the First Bank website and click on “Secure Login.”
2. Enter the username and password sent to your email by First Bank customer care.
3. After logging in, your current balance will be displayed on the screen. Remember to change your password (it’s recommended to use a strong password) for security reasons.
Tips:
The methods described above show how to check your First Bank balance via phone and online. Each of these tools is easy and convenient to use, but the best method may depend on your preferences.
Here’s what you should consider:
USSD banking is compatible with any mobile phone and doesn’t require an internet connection. It’s simple to use—just dial *894*00# to check your account balance.
Mobile banking is ideal for those with smartphones and an internet connection. The mobile app provides convenience, a user-friendly interface, and additional features.
FirstOnline banking offers a comprehensive experience for accessing more banking features. You can view your balance, customize your transaction history over time, and even generate customized bank statements.
Conclusion
All of these methods—USSD, mobile banking, or FirstOnline—offer a seamless way to check your First Bank account balance. Choose the method that is most convenient for you. While First Bank Nigeria is committed to providing different solutions to help you keep track of your account balance and avoid losing money, incurring undue charges, or making poor financial decisions, it is important to regularly check your balance to protect your investment.
So the take home, if you can learn how to check your first bank account balance, it will help you manage your fund appropriately and also monitor fraudulent activity.
